Door 1 · New York
How to lower child support in New York
hybrid — any one of three: substantial change; 3 years passed; either party's gross income changed >=15%
The basic obligation below the $193,000 cap is computed; the payable amount is always an ESTIMATE
The New York test, in plain words
Threshold: (a) substantial change in circumstances; OR (b)(i) three years since entry/last modification/last adjustment; OR (b)(ii) either party's gross income changed by >=15%. Income reduction counts only if involuntary AND diligent attempts to secure employment commensurate with education, ability, experience (FCA §451(3)(a)-(b))
Percentages of combined parental income: 17% for one child, 25% for two, 29% for three, 31% for four, at least 35% for five or more — applied up to the $193,000 combined cap (effective 2026-03-01), split pro rata by income. Above the cap, the court uses the paragraph (f) factors; no above-cap point figure is printed as exact.
Agency route: Support Collection Unit (SCU) — COLA adjustment (IV-D cases). Court route: Family Court — Modification petition, Support Magistrate hearing
One trap to know: Parties may opt out of the 3-year and 15% grounds in a valid agreement/stipulation — then only substantial change remains (FCA §451(3)(b))
Exactness: The basic obligation below the $193,000 cap is computed; the payable amount is always an ESTIMATE.
Run the New York checker
The kit
Child Support Modification Kit — $39, one-time
Everything the free tool points to, written out in full: walkthroughs, worksheets, letters, and trackers for your state. One payment. Yours to keep.
Track B — the evidence checklist (never scored)
- Substantial change in circumstances (incarceration is expressly not voluntary unemployment and not a bar — §451(3)(a))
- For income-reduction ground: proof reduction was involuntary
- Dated job-search log: diligent attempts to secure employment commensurate with education, ability, experience (§451(3)(b))
- Termination letter / unemployment filing / final pay stub
- SSA determination / physician statement for disability
- Overnight log for custody/timeshare change
- Health-insurance / childcare / medical premium statements for add-on lines
Arrears firewall: a modification runs from filing or service forward — it never touches arrears that already accrued. If arrears are the problem, go to Door 2.
Sources
- NY modification grounds — FCA §451(3)(a)-(b) — nysenate.gov, pulled 2026-10-27
- NY arrears bar — FCA §451(1)
- NY CSSA percentages — FCA §413(1)(c); DRL §240(1-b)
- NY cap — OTDA Child Support Standards Chart, $193,000 effective 2026-03-01 — REPRINT-CORROBORATED
- NY COLA — FCA §413-a
Rules checked October 2026.