Door 2 · Arrears forgiveness
Child support arrears forgiveness: find your split first.
Arrears are two different debts wearing one number. The state-owed half can be reduced by the state — many states run a real program. The family-owed half can only be reduced by the other parent's voluntary, written agreement. Answer seven questions and get the tracks that actually exist for you.
The decoder
The kit
Arrears Forgiveness Kit — $39, one-time
Everything the free tool points to, written out in full: walkthroughs, worksheets, letters, and trackers for your state. One payment. Yours to keep.
The national picture
Every state's program status, in one table: the national arrears program table — and a page for each state. Federal lines that apply everywhere: arrears over $2,500 can be certified for passport denial (42 U.S.C. §§654(31), 652(k)); tax-refund offsets reach $150 in assigned (TANF) cases and $500 in non-TANF cases (26 U.S.C. §6402(c); 42 U.S.C. §664); and no court can retroactively erase arrears (Bradley Amendment, 42 U.S.C. §666(a)(9)(C)).